Response
{
"example": {
"capped": false,
"caveats": [
"NFIP claims are REDACTED federal records aggregated to the COUNTY here - no address, owner, or other personally identifiable information.",
"These are paid flood-insurance claims only, not all flood losses and not all insurance claims; many flood-damaged properties carry no NFIP policy.",
"A claim count or dollar total is a historical fact for the county, NOT a prediction, a risk score, or a statement about any specific property."
],
"claimCount": 1642,
"claimsAnalyzed": 1642,
"county": {
"fips5": "37183",
"name": "Wake County",
"state": "NC"
},
"coverage": "covered",
"mitigationHistory": {
"acquisitionSites": 87,
"activities": [
{
"activity": "Acquisition",
"sites": 87
},
{
"activity": "Other",
"sites": 32
},
{
"activity": "Elevation",
"sites": 28
},
{
"activity": "Floodproofing",
"sites": 1
},
{
"activity": "Flood Mitigation",
"sites": 1
},
{
"activity": "Tornado saferoom",
"sites": 1
}
],
"capped": false,
"caveats": [
"Mitigation sites are aggregated to the COUNTY here. No property-level attribute is returned: the source rows carry purchase price, building size, elevation and tenancy fields that could identify a specific bought-out home.",
"These are FEMA-funded project sites only. Buyouts and elevations funded by states, counties, or municipalities without FEMA assistance are not represented, so this understates total mitigation activity.",
"A project site is a historical record of work funded or proposed, not a flood prediction, a statement about any specific property, or an indication of current flood risk.",
"Where FEMA mitigation money went reflects grant applications and local capacity as well as hazard; a low count does not mean low flood exposure."
],
"provenance": {
"coverage": "national (HMGP / FMA / BRIC programs), aggregated to county",
"serviceUrl": "https://www.fema.gov/api/open/v1/HmaSubapplicationsProjectSiteInventories",
"source": "FEMA Hazard Mitigation Assistance subapplication project site inventories (OpenFEMA)",
"sourcePage": "https://www.fema.gov/about/openfema/data-sets"
},
"siteCount": 150,
"sitesAnalyzed": 150,
"status": "ok",
"subapplicationCount": 35,
"substantiallyDamagedSites": 84
},
"note": "Awareness/diagnostic only. Full briefs are x402-paid. Agents can discover live free tools at https://api.locus.report/tools/list and paid tools, prices, and manifests at https://api.locus.report/.well-known/ai-tool/index.json.",
"ok": true,
"point": {
"latitude": 35.780418000003195,
"longitude": -78.63910200000142
},
"provenance": {
"coverage": "national (NFIP-participating communities), county FIPS",
"endpoint": "https://www.fema.gov/api/open/v3/NfipClaims",
"source": "FEMA OpenFEMA - NfipClaims v3 (redacted, county-aggregated)",
"sourcePage": "https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3"
},
"topFloodZones": [
{
"claims": 681,
"zone": "AE"
},
{
"claims": 499,
"zone": "X"
},
{
"claims": 119,
"zone": "A13"
},
{
"claims": 59,
"zone": "C"
},
{
"claims": 51,
"zone": "(unrated)"
},
{
"claims": 46,
"zone": "A04"
},
{
"claims": 28,
"zone": "A03"
},
{
"claims": 24,
"zone": "B"
}
],
"totalPaidUsd": 31252564,
"verifyNext": [
{
"step": "Open the NfipClaims v3 dataset on OpenFEMA to inspect the underlying redacted rows.",
"url": "https://www.fema.gov/openfema-data-page/nfip-redacted-claims-v3"
},
{
"step": "Check the FEMA National Flood Hazard Layer for the current mapped flood zone at the address.",
"url": "https://hazards.fema.gov/femaportal/wps/portal/NFHLWMS"
}
],
"yearRange": {
"from": 1978,
"to": 2026
}
},
"type": "json"
}